การไม่ลงทุนมีความเสี่ยง
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ผมเติบโตขึ้นมากับคำห้อยท้ายสปอตวิทยุที่พูดรัวๆ เร็วๆ ว่า "การลงทุนมีความเสี่ยง ผู้ลงทุนโปรดศึกษาข้อมูลก่อนตัดสินใจลงทุน" ซึ่งประโยคแรกนั้นฝังเข้าไปในหัว ทำให้ผมไม่เคยสนใจ "การลงทุน" เลย
...Continue ReadingNot investing is risky
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I grew up with the back of the radio spot that quickly said, "investment is risky. Please study information before investing the first sentence is embedded into my head. I never care about" investment
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Change happens when I have a chance to make a documentary about investment. Talk to good financiers, so I gain a new understanding that " Investment " is not always equal to " playing shares but more importantly, we shouldn't press our own financial dimensions left. " Investment " but you should think that life should have " financial planning "
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" financial planning " sounds a headache for those who study in semi-Art Science like me. It's known as " planning " bitter medicine. It's also " money " me and my friends often think -- know. How much I earn, how much salary is enough to eat? But when I talk to finance, I know that I am very misunderstood.
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" financial planning " is the same thing as " life planning
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From a life that keeps walking along with karma and destiny. If we start planning financially, we will start seeing our lives clearer.
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See the future clearer when we determine what kind of life we will live after retirement. How many baht per month. Do you have children or parents need to take care of? How many times per year. How many dreams do you want to do we need to spend? How much money Much more we can predict to plan for life after work as close to the imagination.
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See the present clearer. When planning to the future, the plan will come back to tell us what kind of life we should spend today. How much will it be? How much will we save a month? How much money to save money to invest? How much money can I invest In order for money to grow. Besides the salary that is a regular income, will we have an extra career? Should we buy land, building, area or condo. How often should we travel? How often should we go to study? How much do we spend
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It seems like a life that used to be unclear is gradually " forming " or seeing more " Draft "
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As true as they say, "money is not the most important thing of life" but money is important, not less to give life a stable feeling.
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Some people say that if you keep thinking about money, you won't do what they dream of. But if we don't think about money, we may not have a chance to follow what we dream of. It can be because we are always worried about insecure.
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Financial planning doesn't make us stable immediately, but it will make us go down to play in a life field more like a football team with a team manager to plan on the game on the field.
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And " Investment " is just part of " financial planning besides, our other lifestyle behavior, spending, and other lifestyle.
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But when we start financial planning, we start studying investment because it's at least an alternative to make money a chance to grow.
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But as he said, "investment is risky" so we need to study carefully and for those who never know about investment, consultants and provide good information.
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These days, banks are open for more aspects. I just had a chance to visit scb investment center on the 5TH FLOOR CENTRAL WORLD. This is open to welcome scb's wealth clients and those who are interested in financial planning and investment.
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It's a new dimension of the bank because this is not the original "Bank" but a financial consulting center, especially beautiful, modern design. Those who are interested in investment consulting services. Here will be consulting both one-on-on-on-one. Online via a very modern screen. Here is a room where users can access professional computers and programs to study investment information. There are many experienced speaker to share useful views on investment and finance. Besides, there is also room. Safety enables customers to bring valuable property with advanced security systems.
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For friends who are interested in investing or want to plan financial, you can ask for advice at www.scb.co.th/investmentcenter
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Personally, when I had a chance to learn about financial planning through an interview, I thought - this is something to teach in school or university because financial planning will make us plan clearer.
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As for friends who have a lot of knowledge of this side, I am here to tell you that there is a new place that you can go to use.
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When I start learning, I slowly understand that " investing " is different from " playing shares " and investors may both " play stocks " and " Long-term investment " or invest in funds, including other ways.
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Investment with clear plans, clear information will reduce risk, and I see the opposite of myself when I was young that life without investment or a life without financial planning is at risk.
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In a world full of change, unplanned at all.Translated
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