🎯 IELTS SPEAKING BAND 7+ TOPIC SHOPPING HABITS 🎯
- Pick up groceries (v): Mua đồ tạp hoá
- Flea market (n): Chợ hàng thùng
- Get some great deals (v): Mua được đồ giá rẻ
- Without breaking the bank (adv): Không mất nhiều tiền
- In the vicinity of (adv): Gần
- (Excellent) craftmanship (n): Sự khéo léo, lành nghề
- Mass production (n): Sản xuất hàng loạt
- Hit the shop (v): Đến cửa hàng
- Treat oneself (v): Tự thưởng cho bản thân
- Independent store (n): Cửa hàng riêng lẻ
- Brick-and-mortar shop (n): Cửa hàng thật (không phải cửa hàng online)
👉 Xem chi tiết bài mẫu 3 Part cùng chủ đề nhé: https://bit.ly/36roZUC
🎯 Part 1
How often do you buy something in a shop? (Bạn có thường xuyên đi mua đồ ở các cửa hàng không?)
(Answer + Example) Well, if I have to buy essential things for my family’s daily need, I will go to the supermarket twice a week to pick up groceries, but if it is clothes, I will visit a flea market much more usually. It is an ideal place whenever I want to buy some clothes because I can get some great deals and buy tons of things without breaking the bank.
Lưu về học mọi người nha!
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同時也有10000部Youtube影片,追蹤數超過62萬的網紅Bryan Wee,也在其Youtube影片中提到,...
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brick-and-mortar bank 在 Dr Mohd Daud Bakar - Shariah Minds - Minda Syariah Facebook 八卦
MOU Singning Ceremony Between Bank Islam Malaysia Berhad and BerryPay
Personally, I like to invest in start up companies particularly in smart technology sector. One of my investee companies is BerryPay. I was also made the Chairman of the company.
BerryPay is a virtual banking platform which was first introduced in Indonesia in 2014 in BlackBerry version to enable payments for utility. It grew since then from 3 utility payments to more than 80 banks and 71,000 ATM machines in 2015 and 2016 respectively.
The good thing about BerryPay is that it helps to onboard many unbankable to become bankable and to serve underserved segment of the society by creating for them a virtual bank account without having a brick and mortar relationships (in the form of bank branches). Many recent reports tend to suggest that mobile technology is not only the alternative to brick and mortar economy and to laptop and desktop but will aolso become the ONLY device of all human transactions in the future. Everyone can own a smart phone.
BerryPay is expecting to onboard around 1.5 million zakat payers and fee collection in Indonesia and we are targeting to manage circa 10 millions members in collection in Indonesia and Singapore by Q4 2019. While being compliant to Shariah principles, it is also embedded with A.I. and ML (anti money laundering) capabilities. We intend to roll out to Bangladesh, Mynmar, Philipiness, India, UAE and Saudi where the is correlation between the workers (unbankable) and the employers.
By having this cutting edge technology, we can make financial product inclusive which is part of Maqasid Shariah and World Bank aspiration.
We are grateful to BIMB particularly Mr Ahmad Muazzam, the CEO for having trust in BerryPay ( and our new disruptive technology). We would like to believe that this will be a win-win case for everyone. We are more excited as this can serve the underseved segment of our society better and smarter.
If you want to be always trendy and relevant, invest in the future. I have three investment in the future, namely MyFInB (fintech), BerryPay and EnergyCo (alternative diesel). Each of them makes me always challenged but excited.
MDB
brick-and-mortar bank 在 Dr Mohd Daud Bakar - Shariah Minds - Minda Syariah Facebook 八卦
MALAYSIAN PLAYING THE ROLE MODEL
https://techwireasia.com/2019/06/how-can-malaysia-shape-the-islamic-digital-economy/
*How can Malaysia shape the Islamic digital economy?*
FIFTEEN of the 195 countries in the world follow Sharia Law in some shape or form.
Together, however, they command trillions of dollars in investment and trade and influence decisions across the globe.
And although this “economy” is still in its infancy, it’s growing rapidly with the help of digital tools and technologies — which creates a fantastic opportunity for Malaysia — a torch-bearer in the world of Islamic finance.
In an exclusive interview with Tech Wire Asia ahead of Malaysia Tech Week, Bank Negara Malaysia’s (Central Bank of Malaysia) Shariah Advisory Council (SAC) Chairman Mohd Daud Bakar shed light on the future of the Islamic digital economy and how Malaysia can gear up to play a big role in this exciting new world.
“Malaysia has been at the forefront of championing Islamic banking and finance for the last three decades. By the way, Malaysia is also in advance stage of building IT infrastructure.
“Thus, it is a natural call for Malaysia to once again take the leading role in driving Islamic digital economy as Malaysia has many in-house talents on both Shariah knowledge and IT and smart technology.
“We just need a special task force at the government level or perhaps a dedicated department at Malaysia Digital Economy Corporation (MDEC) to coordinate the infusion of Shariah knowledge on digital economy activities. Malaysia needs to play the role model function to make this happen in no time.”
*Malaysia has a finger on the pulse of the Islamic digital economy*
The Malaysian government has a dedicated agenda and budget for the digital economy because it plays a key role in building the nation’s GDP.
Through MDEC, the government is making significant efforts to embed Islamic digital economy in the grand design of the digital economy in the country.
MDEC has introduced the Islamic Digital Economy Guide (Mi’yar), a reference for startups, venture capital and supporting ecosystem players who wish to explore and understand its various components.
“I believe the establishment of this guide is the right step for the growth of Malaysia’s Islamic digital economy.
“What is needed in the near future is a bolder statement and narrative on Islamic digital economy as a new and standalone pillar to drive and perhaps its impact on the GDP of the nation.
“This will make all agencies and ministries in Malaysia aware of this new growth area and it is envisaged that this new push will generate a greater level of interest and coordination amongst all stakeholders.”
*Opportunities and challenges for the Islamic digital economy*
“The challenges are always vested with the mindset and the talent, or rather, the skillset.”
According to Daud, many segments, especially in the Islamic community, tend to undermine the powerful impact of a digital economy vis-a-vis a brick and mortar economy.
Some of them may even have doubt on the Shariah compliance aspect of the digital economy “which is quite unfortunate as technology has been neutral in the Shariah mindset all the way”.
As much as these pose the challenges, they also create new opportunities for many service providers.
“Surely, it will create a first mover advantage for any company that embraces the vision and has the skillset to champion this young but promising industry.”
As with many other new things in this world, the Islamic digital economy will definitely take time to get the traction and buy-in it needs, but once it has achieved critical mass with regards to awareness and support, it is expected to soar high.
Daud points out that government agencies and the private sector must work hand-in-hand to persevere and sustain the momentum.
“As a global Shariah scholar, I can only say that smart technology, which underlies the digital economy, will make Shariah compliance more visible, tangible and impactful. This is why the Islamic digital economy is expected to have a bright future.”
“The global Islamic market is full of potential and more needs to be done to educate the world of Malaysia’s potential in Islamic digital economy,” concluded Daud.
(This is copied from an article of Tech Wire Asia which was published earlier)
MDB
brick-and-mortar bank 在 What is a Brick and Mortar Bank? - PrepaidCards123 的八卦
A brick-and-mortar bank refers to a bank with physical branches as opposed to banks that are exclusively (or almost exclusively) online. ... <看更多>