《夜.語錄.荷蘭紫色花海》
* 正是因為你愛的人住在這裡,宇宙才有了意義。——霍金
* 天氣突然變熱,故事該翻頁了。 —陳文茜
* 正因為我們不知道,我們才會以為生命是一口永不乾涸的井。然而每件事情都只會發生特定的次數,一個很少的次數,真的。你還會想起多少次童年特定的下午?你還會看到多少次滿月升起?然而我們卻總覺得這些都是無窮的。—<遮蔽的天空>
*巴菲特在今天股東大會給所有人特別年輕人的忠告:
1.找到自己的激情(find your passion);
2.雇傭人的標準:正直,聰明,精力充沛(integrity, intelligence, energy);
3.不在乎別人的眼光(don't care what others think);
4.每天讀書五六個小時(read, read, read);
5.尊重安全邊際(margin of safety);
6.必須要有自己的競爭優勢(have a competitive advantage);
7.找到自己獨有的步伐(schedule for your personality);
8.永不自滿(always be competing);
9.找到一個榜樣(model success);
10.給予無條件的愛(give unconditional love)
* 不要輕易放棄一個每天都會想念的人。
這樣的人,一輩子也不會遇到幾個。即便在一起要吃很多苦頭,咬咬牙也就過去了。生活的苦,會隨光陰淡去。但失去摯愛的疼痛,時間也無法洗滌。多年後仍能讓你心痛的,是當年輕易放棄的真愛。—-蘇芩
* 我就是因為太清楚時間能撫平一切,才捨不得把你變成時間也能撫平的一部分。——倪一寧
* 你的「看見」有多豐富,你就有多豐富;你的「看見」有多完整,你的生命就有多完整;你的「看見」有多高貴,你的靈魂就多高貴。—-《半山文集》
* 這個世界需要無用的東西,什麼都有意義的話,你會感到窒息。——是枝裕和 《奇跡》
* 人生不過如此,且行且珍惜。自己永遠是自己的主角,不要總在別人的戲劇裡充當著配角。—-林語堂《人生不過如此》
* 未來是一片迷霧,令人膽怯,但不妨走下去,看看命運,為我們準備了什麼。—-保拉·麥克萊恩《繞日飛行》
* 夢總是突然醒的。—-陳文茜
* 愛怨之後,人彈奏曲子,會有澎湃,會有纏綿,會有對自己的不捨,會有怨懟,會有惋嘆,⋯⋯終而輕輕悄悄的落下最後一個音符。曲罷。—陳文茜
* 如果你渴望得到某樣東西,你得讓它自由。如果它回到你身邊,它就是屬於你的。如果它不會回來, 你就從未擁有過它。—大仲馬《基督山恩仇記》
* 我今晨坐在窗前,世界如一個路人似的,停留了一會,向我點點頭又走過。——泰戈爾《飛鳥集》
—圖片:疫情時期荷蘭Keukenhof公園紫藍色花海.
同時也有19部Youtube影片,追蹤數超過15萬的網紅pennyccw,也在其Youtube影片中提到,The Los Angeles Lakers drove a stake into the heart of the Philadelphia 76ers and staked their claim as the NBA's next dynasty. Led by Shaquille O...
「competitive advantage」的推薦目錄:
- 關於competitive advantage 在 文茜的世界周報 Sisy's World News Facebook
- 關於competitive advantage 在 Lee Hsien Loong Facebook
- 關於competitive advantage 在 ลงทุนแมน Facebook
- 關於competitive advantage 在 pennyccw Youtube
- 關於competitive advantage 在 メンタリスト DaiGo Youtube
- 關於competitive advantage 在 Dan Lok Youtube
- 關於competitive advantage 在 Find Your Competitive Advantage (Growth Strategy Part 2/4) 的評價
competitive advantage 在 Lee Hsien Loong Facebook 八卦
Did you know the NTUC was formed 54 years ago today?
In 1961, when the People's Action Party (PAP) split between the non-Communists and the pro-Communists, the labour movement split up too. The non-Communists retained control of the PAP. In the unions, the pro-PAP unionists, led by Devan Nair and Mahmud Awang, founded the NTUC.
Over the years, NTUC has played an important role in making tripartism work. This has been a tremendous competitive advantage that has helped us journey from Third World to First. Thanks to all the union leaders, unionists, members and volunteers, past and present, who have contributed to building a better Singapore for all. – LHL
(May Day Rally 2015/ Photo by me)
competitive advantage 在 ลงทุนแมน Facebook 八卦
กรณีศึกษา TQM นายหน้าประกัน ที่มีมูลค่า 4 หมื่นล้านบาท /โดย ลงทุนแมน
หลายคนอาจจะยังไม่คุ้นชื่อของบริษัท TQM
แต่รู้ไหมว่า TQM เป็นบริษัทที่มีมูลค่ามากสุดใน อุตสาหกรรมประกัน ที่จดทะเบียนในตลาดหลักทรัพย์แห่งประเทศไทย
หากเรามาดูมูลค่าบริษัทในอุตสาหกรรมประกัน 5 อันดับแรก ในตลาดหลักทรัพย์
...Continue ReadingTQM case study. Insurance agent worth 4 billion baht / by investing manly.
Many people may not be familiar with the name of TQM company
But did you know that TQM is the most valuable company in the insurance industry listed in the Stock Exchange of Thailand?
If we come to see the value of the top 5 insurance companies in the stock exchange.
TQM Corporation (TQM) 4.35 billion baht.
Bangkok Insurance (BKI) 3.01 billion baht.
Bangkok life insurance (BLA) 2.68 billion baht.
Thai Holdings group (SEG) 1.89 billion Baht.
Insurance tip (TIP) 1.35 billion baht.
The more interesting story is TQM is not a life insurance company or safety insurance.
But TQM is an insurance agent who sells insurance from other companies again.
Why is the broker bigger than the insurance company?
Invest man will tell you about it.
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TQM just registered to the stock exchange for 2 years. Scrap.
But actually TQM was founded since Prof. 2496 or 67 years ago
By TQM starting a business. Protective Agent.
For TQM business model is
Intermediary has an advisor for insurance or life insurance.
via telephone and online
The company has a service to cover from home transfer.
Stay alert and sign up before expire to customers
According to the 2562 Annual Report, TQM will have a proportion of premium sales. The premium is divided into.
Car insurance 10,163 million baht
Accident and health insurance. 1,429 million baht.
Life insurance 766 million baht
Misc insurance 377 million baht
Marine insurance and transportation 47 million baht.
And the danger is 13 million baht.
Total amount is worth 12,795 million baht which you can think.
15 % growth compared to the same period of last year.
Now, being a car insurance agent is the main income of TQM
However, the sales insurance premiums are not considered direct income of the company.
Because TQM is a realtor
Therefore, TQM will recognize income as commissions from premiums.
Which will be different according to the type of insurance. For example.
Car insurance group. Force sector. The school. B. B At a rate of no more than 12 % and voluntary sector at a rate of less than 18 %
Life insurance group at a rate of less than 40 % in the first year and will decrease in the next year.
Now let's see an overview of the last TQM performance.
Year 2560 Income 2,281.7 million baht. Profit of 268.3 million baht.
Year 2561 Income 2,525.0 million baht. Profit of 404.3 million baht.
Year 2562 Income 2,783.8 million baht. Profit of 507.2 million baht.
Income grows on average 10.5 %
Profit grows on average 37.5 %
By company's income comes from
Realtor business and insurance services 94.6 %
Realtor business and life insurance services 2.8 %
And other income 2.6 %
This type of business is actually a highly competitive business.
Because customers have options from walking into their own insurance company.
Or go to a realtor service for both individuals and other organizations.
Something to block the competition gap in this business.
It's an effective service that will keep customers with us. We don't run away.
From the numbers of past results, TQM seems to be doing well.
TQM company quarter 1 2563
Income 814.1 million baht. Grow 23.8 %
Profit of 179.3 million baht. Grow 68.3 %
The main cause of growth in the 1 quarter of 2563 is TQM. Ready for business. For online sales channels that companies expect to be important factors that affect business.
The emergence of COVID-19 has made TQM to use online channels which have been prepared to be a way to sell insurance. If it ends with COVID-19 quickly.
From such growth.
TQM becomes one of the companies that investors on the stock exchange are paying attention to.
Until company shares have increased by 112 % since the beginning of the year.
Recently, there is a company worth up to 4 billion baht.
With this level of value, TQM becomes the most valuable company in the insurance industry listed on the Stock Exchange of Thailand.
Many people probably didn't realize that insurance agent companies could be bigger than insurance companies.
But don't forget that now the company's P / E has risen to 70 times higher and is considered a high level of investment. If companies expect high growth, there is a risk that can't be expected. Prices will fall as well.
Ending with interesting information
Did you know that insurance agent will have an advantage of straight insurance companies that don't have to take insurance risks and instantly recognize accounting income?
When the insurance agent sells insurance, the agent will know the commission income immediately.
But for the insurance company, the company will gradually be aware of it. Break the draw that the policy protects.
For example, COVID-19 insurance
When TQM sells COVID-19 insurance from AAA insurance company with 1 year coverage period.
TQM will know the commission fee as income immediately and no risk required.
But for insurance companies that provide COVID-19 coverage.
Unless insurance companies take risks to pay their customers a cash payment.
Until the insurance company recognizes the premium as income, it's all going to have to wait for a whole year..
NOTE: This article does not intend to buy or sell. These shares are risky. Please study the full information before making every investment decision.
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Follow to invest manly at
Website - longtunman.com
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Twitter - twitter.com/longtunman
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References
- TQM's Annual Listing (56-1)
- TQM Annual ReportTranslated
competitive advantage 在 pennyccw Youtube 的評價
The Los Angeles Lakers drove a stake into the heart of the Philadelphia 76ers and staked their claim as the NBA's next dynasty.
Led by Shaquille O'Neal, the Lakers won their second straight title with a 108-96 victory in Game Five of the NBA Finals, completing the greatest postseason run in league history.
"A dream come true," O'Neal said. "I always knew we could do it, especially after the first one last year. I just knew that if we did what we were supposed to do that we could get it done."
"Team Shaq" has gone back-to-back, claiming its 13th championship. The Lakers did it by going 15-1, with the lone loss coming in overtime against the 76ers in the opener of this series.
That ended a 19-game winning streak, but O'Neal quickly restored order, powering the Lakers to four straight wins as he claimed his second straight NBA Finals Most Valuable Player award.
"The first championship was just to get the monkey off my back," O'Neal said. "The ones that I get from now on will just be to stamp my name in history -- as far as for myself, as far as for whatever team I'm on."
"It was an unbelievable run for us in the playoffs," said Lakers coach Phil Jackson, who won his eighth championship, one shy of the legendary Red Auerbach. "Their concentration was incredible during this period."
O'Neal collected 29 points and 13 rebounds in the clincher. He manhandled Defensive Player of the Year Dikembe Mutombo, averaging 33 points, 15.8 rebounds and 3.4 blocks in the series.
"His defense is really, I think, one of the keys for us winning," Jackson said. "He was a presence inside, both offensively and defensively."
O'Neal's impact was undeniable. Not only was he an unstoppable post presence, his teammates made a record 36-of-75 3-pointers playing off him.
"I've never seen a player better in my life," 76ers coach Larry Brown said. "I mean that."
"I'm drunk," O'Neal said as he entered the interview room. "A lotta champagne."
It was a lot of O'Neal, but it wasn't all him. It only seemed that way. Philadelphia native Kobe Bryant, -- heavily booed in his hometown throughout the series -- silenced this city with something less than brotherly love.
Bryant had 26 points and 12 rebounds, shaking off a poor first half. He averaged 24.6 points and was outstanding in each of LA's four wins, perfectly complementing O'Neal -- which was not always the case during the season.
"It's a thing in the past," Bryant said. "We'll do our best to try to keep a team effort, keep a community. Hopefully, we won't have to go through what we went through this year, and I don't think we will."
The Lakers did not exactly bury the 76ers. Following the script of the entire series, they allowed a huge lead to dwindle in the fourth quarter before two 3-pointers by Derek Fisher served as dual daggers to the heart the Sixers displayed to the very end.
NBA MVP Allen Iverson scored 37 points despite suffering another injury, this one to his ribs. He averaged 35.6 points in his first Finals and allowed a basketball-crazed city to believe it could topple Tinseltown.
"Allen told me he thought he cracked some ribs," Brown said. "They X-rayed it, I don't know, they didn't find that. It's what that kid's about. He had a phenomenal year.
"And I think being in this environment on this stage, people really recognize what an unbelievable competitor he is and what a great player."
Iverson's competitive spirit got the best of him. He walked off the court as the buzzer sounded, refusing to shake hands. He also blew off the postgame media session when he saw he had to wait for Bryant.
But the "Little Guy" and a big heart were nowhere near enough for the Sixers, who struggled on offense and saw their dogged defense decimated by a dynasty.
"They got our attention during the course of this series," said Jackson.
Injury-infiltrated Philadelphia fought hard in every game, but playing uphill took its toll and the Sixers were pushed back by the 7-2, 330-pound O'Neal, a mountain of a man and the NBA's king of the hill.
"It may not seem like I'm happy on my face," O'Neal said in the interview room. "I'm also greedy and I'm not done."
"Shaq has got more in him," Jackson said. "I expect him to have more than two championships before he's finished with this game."
Rick Fox scored 20 points for the Lakers and Fisher added 18, all on 3-pointers. LA made 12-of-17 from the arc, devastating the double-teams the Sixers ran at O'Neal.
Philadelphia's Tyrone Hill had his best postseason game with 18 points and 13 rebounds. Mutombo added 13 and 11 before fouling out and Eric Snow had 13 and 12 assists.
"They came out and proved to the world that they were a defending champion," Mutombo said.
Bryant scored seven quick points early in the final period to give the Lakers a 92-74 lead. But the Sixers would not allow any early celebration, putting together another of their patented pushes.
Hill's jumper made it 93-84 with 5:24 to play but Fisher drilled a 3-pointer. Mutombo fouled out with 3:41 left, but Philadelphia kept coming as Hill's three-point play cut the deficit to 100-92 with 1:51 to go.
Snow's free throw got it a point closer, but Fisher made another from the arc to seal it with 51 seconds left. Brown pulled his weary warriors off the floor to a standing ovation that lasted until the final horn as tears welled in Iverson's eyes.
Right before tip-off, the video scoreboard showed a hilarious cartoon that depicted O'Neal as a building-crushing monster before Iverson emerged as "Underdog" to save the day.
That got the crowd going and Snow's return to the starting lineup sparked the Sixers to their first opening-quarter lead of the series, 27-24. Mutombo held O'Neal relatively in check, Snow ran the offense and Iverson scored 11 points.
Iverson also collected three fouls, going hard to the floor after a collision with Bryant with 42 seconds to go. He began the second quarter on the bench with an ice pack on his right side and spent the early part of the period trying to stretch it out while missing three straight shots.
Meanwhile, O'Neal and the Lakers found some rhythm. Robert Horry made his seventh straight 3-pointer to pull LA into a 29-29 tie and O'Neal scored eight points in less than three minutes, including a short jumper that gave the Lakers the lead for good at 36-34 with 7:57 remaining.
O'Neal dropped in an alley-oop pass from Fox and Bryant sank a 3-pointer to extend the lead to 49-40 with 3:43 left before Iverson found his stroke again. He scored six quick points to get the Sixers back in it.
The Lakers led 52-48 at halftime behind 17 points by O'Neal and six 3-pointers. Iverson scored 19 points.
Bryant, who shot 2-of-10 in the first half, got untracked as the Lakers widened the gap in a foul-filled third quarter. He scored eight points and set a tone by going to the basket and attacking the offensive boards.
O'Neal and Matt Geiger had a staredown and received technical fouls. Bryant heard the "Kobe (stinks)" chants once again, but a 3-pointer by Fisher silenced the crowd and gave LA a 78-66 advantage with 2:24 to play. The Lakers led 83-68 entering the final period.
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competitive advantage 在 メンタリスト DaiGo Youtube 的評價
📘この動画内で紹介したおすすめ動画・ニコニコ動画は
知識のNetflix【Dラボ】で見放題!
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▶︎主な参考文献
Catherine T. Shea, Erin K. Davisson, Gráinne M. Fitzsimons (2013)Riding Other People’s Coattails: Individuals With Low Self-Control Value Self-Control in Other People
Sofia Dokuka, Diliara Valeeva, Maria Yudkevich. (2015)Co-Evolution of Social Networks and Student Performance.
Hubs, Brokers, and Structural Holes. (2010)How Social Networks Create Competitive Advantage
リサーチ協力 Yu Suzuki http://ch.nicovideo.jp/paleo
この動画は、参考資料から考察した科学の面白さを伝えるエンタメです。あくまで一説であり、真偽を確定するものではありません。 #今なら
#Dラボとオーディオブックが概要欄から無料
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competitive advantage 在 Dan Lok Youtube 的評價
Want More Secrets And Tricks Like The Blue Ocean Strategy? Download Dan's Book, F.U. Money For Free Now: http://blueocean.danlok.link
What is Blue Ocean Strategy? If you've been following Dan's work for some time, you know that he is a fan of not competing, but dominating your competition. He believes this is a lesson that every single entrepreneur who wants to be successful needs to know. Watch this video to discover what the Blue Ocean Strategy is.
✒️Click Here to read the blog article✒️
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Dan Lok, a.k.a. The King of High-Ticket Sales is one of the highest-paid and most respected consultants in the luxury and “high-ticket” space.
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This video is about What Is Blue Ocean Strategy?
https://youtu.be/uVsd0ZtKsZE
https://youtu.be/uVsd0ZtKsZE
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competitive advantage 在 Find Your Competitive Advantage (Growth Strategy Part 2/4) 的八卦
... <看更多>