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แม้ชีวิตคนเมืองจะทำให้เรามีเวลาพักผ่อนแสนน้อยนิด
แต่เชื่อไหม ในเวลาแค่ 3 วัน 2 คืน เราสามารถออกไป
ใช้ชีวิตเงียบ ๆ สุขสงบที่บ้านอีต่อง หมู่บ้านกลางหุบเขา
สุดน่ารัก แล้วยังแพลนเที่ยวน้ำตก นอนแพ และคาเฟ่
ฮอปปิ้งสวย ๆ ได้ชิล ๆ แบบไม่ต้องรีบร้อน เพราะ
กาญจนบุรีเค้าคือจังหวัดฮอตฮิตที่ตอบโจทย์กับ
ความต้องการที่หลากหลาย แถมตลอดทั้งการเดินทาง
ยังเต็มไปด้วยธรรมชาติแสนสมบูรณ์ ให้ได้พักสมอง
พักสายตา ตั้งแต่อยู่บนรถเลยล่ะเธอ ...
รีวิวฉบับเต็ม :: https://bit.ly/2UEo3qW
#BKI #BangkokInsurance
#แคร์คุณทุกย่างก้าว #จะเที่ยวไปไหน
同時也有15部Youtube影片,追蹤數超過328萬的網紅キヨ。,也在其Youtube影片中提到,全部の記憶を買いたい。 記憶キャッチャー peep⇒⇒https://itunes.apple.com/jp/app/id1271282207 【チャンネル登録よろっぷ】 http://goo.gl/zcqUED 【ツイッター】 http://twitter.com/kiyo_saiore 【インス...
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bki 在 ลงทุนแมน Facebook 八卦
กรณีศึกษา TQM นายหน้าประกัน ที่มีมูลค่า 4 หมื่นล้านบาท /โดย ลงทุนแมน
หลายคนอาจจะยังไม่คุ้นชื่อของบริษัท TQM
แต่รู้ไหมว่า TQM เป็นบริษัทที่มีมูลค่ามากสุดใน อุตสาหกรรมประกัน ที่จดทะเบียนในตลาดหลักทรัพย์แห่งประเทศไทย
หากเรามาดูมูลค่าบริษัทในอุตสาหกรรมประกัน 5 อันดับแรก ในตลาดหลักทรัพย์
...Continue ReadingTQM case study. Insurance agent worth 4 billion baht / by investing manly.
Many people may not be familiar with the name of TQM company
But did you know that TQM is the most valuable company in the insurance industry listed in the Stock Exchange of Thailand?
If we come to see the value of the top 5 insurance companies in the stock exchange.
TQM Corporation (TQM) 4.35 billion baht.
Bangkok Insurance (BKI) 3.01 billion baht.
Bangkok life insurance (BLA) 2.68 billion baht.
Thai Holdings group (SEG) 1.89 billion Baht.
Insurance tip (TIP) 1.35 billion baht.
The more interesting story is TQM is not a life insurance company or safety insurance.
But TQM is an insurance agent who sells insurance from other companies again.
Why is the broker bigger than the insurance company?
Invest man will tell you about it.
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TQM just registered to the stock exchange for 2 years. Scrap.
But actually TQM was founded since Prof. 2496 or 67 years ago
By TQM starting a business. Protective Agent.
For TQM business model is
Intermediary has an advisor for insurance or life insurance.
via telephone and online
The company has a service to cover from home transfer.
Stay alert and sign up before expire to customers
According to the 2562 Annual Report, TQM will have a proportion of premium sales. The premium is divided into.
Car insurance 10,163 million baht
Accident and health insurance. 1,429 million baht.
Life insurance 766 million baht
Misc insurance 377 million baht
Marine insurance and transportation 47 million baht.
And the danger is 13 million baht.
Total amount is worth 12,795 million baht which you can think.
15 % growth compared to the same period of last year.
Now, being a car insurance agent is the main income of TQM
However, the sales insurance premiums are not considered direct income of the company.
Because TQM is a realtor
Therefore, TQM will recognize income as commissions from premiums.
Which will be different according to the type of insurance. For example.
Car insurance group. Force sector. The school. B. B At a rate of no more than 12 % and voluntary sector at a rate of less than 18 %
Life insurance group at a rate of less than 40 % in the first year and will decrease in the next year.
Now let's see an overview of the last TQM performance.
Year 2560 Income 2,281.7 million baht. Profit of 268.3 million baht.
Year 2561 Income 2,525.0 million baht. Profit of 404.3 million baht.
Year 2562 Income 2,783.8 million baht. Profit of 507.2 million baht.
Income grows on average 10.5 %
Profit grows on average 37.5 %
By company's income comes from
Realtor business and insurance services 94.6 %
Realtor business and life insurance services 2.8 %
And other income 2.6 %
This type of business is actually a highly competitive business.
Because customers have options from walking into their own insurance company.
Or go to a realtor service for both individuals and other organizations.
Something to block the competition gap in this business.
It's an effective service that will keep customers with us. We don't run away.
From the numbers of past results, TQM seems to be doing well.
TQM company quarter 1 2563
Income 814.1 million baht. Grow 23.8 %
Profit of 179.3 million baht. Grow 68.3 %
The main cause of growth in the 1 quarter of 2563 is TQM. Ready for business. For online sales channels that companies expect to be important factors that affect business.
The emergence of COVID-19 has made TQM to use online channels which have been prepared to be a way to sell insurance. If it ends with COVID-19 quickly.
From such growth.
TQM becomes one of the companies that investors on the stock exchange are paying attention to.
Until company shares have increased by 112 % since the beginning of the year.
Recently, there is a company worth up to 4 billion baht.
With this level of value, TQM becomes the most valuable company in the insurance industry listed on the Stock Exchange of Thailand.
Many people probably didn't realize that insurance agent companies could be bigger than insurance companies.
But don't forget that now the company's P / E has risen to 70 times higher and is considered a high level of investment. If companies expect high growth, there is a risk that can't be expected. Prices will fall as well.
Ending with interesting information
Did you know that insurance agent will have an advantage of straight insurance companies that don't have to take insurance risks and instantly recognize accounting income?
When the insurance agent sells insurance, the agent will know the commission income immediately.
But for the insurance company, the company will gradually be aware of it. Break the draw that the policy protects.
For example, COVID-19 insurance
When TQM sells COVID-19 insurance from AAA insurance company with 1 year coverage period.
TQM will know the commission fee as income immediately and no risk required.
But for insurance companies that provide COVID-19 coverage.
Unless insurance companies take risks to pay their customers a cash payment.
Until the insurance company recognizes the premium as income, it's all going to have to wait for a whole year..
NOTE: This article does not intend to buy or sell. These shares are risky. Please study the full information before making every investment decision.
╔═══════════╗
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Follow to invest manly at
Website - longtunman.com
Blockdit-blockdit.com/longtunman
Facebook-@[113397052526245:274: lngthun mæn]
Twitter - twitter.com/longtunman
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Line - page.line.me/longtunman
YouTube - youtube.com/longtunman
References
- TQM's Annual Listing (56-1)
- TQM Annual ReportTranslated
bki 在 MixiGaming Facebook 八卦
PUBG mà cứ như Outlast vậy sao chơi !
Full: https://youtu.be/hxAH4EC-BkI
bki 在 キヨ。 Youtube 的評價
全部の記憶を買いたい。 記憶キャッチャー
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bki 在 桜井野の花TV Youtube 的評價
桜井野の花です!見てくださってありがとうございます😊
遂に世界一の名器を持つ女になりました😆
鎌田先生のような施術の上手な女性なお医者様もいらっしゃるのでウルトラヴェラのようなデリケートゾーンのお悩みも解決してくださるので、
是非整形をお考えの方は一度TAクリニックへ行ってみてください!
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https://taclinic.jp/
↓人気の動画↓
カリスマ キャバ嬢 の 整形級 出勤前 フルメイク をお見せします。
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カリスマキャバ嬢 の 質問コーナー ! トーク術 など 全て公開 します。
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整形 回数 "100回" を超える 猛者 が教える "痛かった整形" TOP5
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」
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【 業界初 】"カリスマ" キャバ嬢社長 が 他との "格の違い" を見せるために キャバクラ 事業拡大 します!#1
https://www.youtube.com/watch?v=t4dKO3id7uE&t=57s
※キャバ嬢が大好物 を "ごっくん" するだけの 動画です。
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整形回数"100回 "を超える"猛者"が激白! "整形"について"全て"話します。
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" キャバ嬢 兼 社長 " の カバンの中身紹介します!! ~Whay's in my bag?~ 【 財布の中身も... 】
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bki 在 MixiGaming Youtube 的評價
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bki 在 [Flight Experience EP18] MasWings' ATR-72 review - YouTube 的八卦
[Flight Experience EP18] MasWings' ATR-72 review | | | Kota Kinabalu BKI to Sandakan SDK [I'm Daddy]. 84K views 5 years ago. ... <看更多>
bki 在 [閒聊] 馬航MH68 BKI-TPE delay中~ - 看板Aviation 的八卦
原訂1645出發目前延到1920,
剛剛經濟艙發了漢堡跟可樂,
商務艙60令吉星巴克voucher ,
不過到了星巴克voucher 無法使用又是另一個故事了~
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