Search
老婆說：我喜歡嫁給一個可以快樂、不計形象跳舞的男人！☺️❤️
Credit: Amy Barton Cotney- Realtor at ROOTS Real Estate Investment Development I amybcotney - https://www.facebook.com/amybcotney I @sweethomeauburnal - https://www.instagram.com/sweethomeauburnal/
กรณีศึกษา TQM นายหน้าประกัน ที่มีมูลค่า 4 หมื่นล้านบาท /โดย ลงทุนแมน
หลายคนอาจจะยังไม่คุ้นชื่อของบริษัท TQM
แต่รู้ไหมว่า TQM เป็นบริษัทที่มีมูลค่ามากสุดใน อุตสาหกรรมประกัน ที่จดทะเบียนในตลาดหลักทรัพย์แห่งประเทศไทย
หากเรามาดูมูลค่าบริษัทในอุตสาหกรรมประกัน 5 อันดับแรก ในตลาดหลักทรัพย์
...Continue ReadingTQM case study. Insurance agent worth 4 billion baht / by investing manly.
Many people may not be familiar with the name of TQM company
But did you know that TQM is the most valuable company in the insurance industry listed in the Stock Exchange of Thailand?
If we come to see the value of the top 5 insurance companies in the stock exchange.
TQM Corporation (TQM) 4.35 billion baht.
Bangkok Insurance (BKI) 3.01 billion baht.
Bangkok life insurance (BLA) 2.68 billion baht.
Thai Holdings group (SEG) 1.89 billion Baht.
Insurance tip (TIP) 1.35 billion baht.
The more interesting story is TQM is not a life insurance company or safety insurance.
But TQM is an insurance agent who sells insurance from other companies again.
Why is the broker bigger than the insurance company?
Invest man will tell you about it.
╔═══════════╗
Scenario and Economic Update with Blockdit
Podcasts available on the go
Blockdit.com/download
╚═══════════╝
TQM just registered to the stock exchange for 2 years. Scrap.
But actually TQM was founded since Prof. 2496 or 67 years ago
By TQM starting a business. Protective Agent.
For TQM business model is
Intermediary has an advisor for insurance or life insurance.
via telephone and online
The company has a service to cover from home transfer.
Stay alert and sign up before expire to customers
According to the 2562 Annual Report, TQM will have a proportion of premium sales. The premium is divided into.
Car insurance 10,163 million baht
Accident and health insurance. 1,429 million baht.
Life insurance 766 million baht
Misc insurance 377 million baht
Marine insurance and transportation 47 million baht.
And the danger is 13 million baht.
Total amount is worth 12,795 million baht which you can think.
15 % growth compared to the same period of last year.
Now, being a car insurance agent is the main income of TQM
However, the sales insurance premiums are not considered direct income of the company.
Because TQM is a realtor
Therefore, TQM will recognize income as commissions from premiums.
Which will be different according to the type of insurance. For example.
Car insurance group. Force sector. The school. B. B At a rate of no more than 12 % and voluntary sector at a rate of less than 18 %
Life insurance group at a rate of less than 40 % in the first year and will decrease in the next year.
Now let's see an overview of the last TQM performance.
Year 2560 Income 2,281.7 million baht. Profit of 268.3 million baht.
Year 2561 Income 2,525.0 million baht. Profit of 404.3 million baht.
Year 2562 Income 2,783.8 million baht. Profit of 507.2 million baht.
Income grows on average 10.5 %
Profit grows on average 37.5 %
By company's income comes from
Realtor business and insurance services 94.6 %
Realtor business and life insurance services 2.8 %
And other income 2.6 %
This type of business is actually a highly competitive business.
Because customers have options from walking into their own insurance company.
Or go to a realtor service for both individuals and other organizations.
Something to block the competition gap in this business.
It's an effective service that will keep customers with us. We don't run away.
From the numbers of past results, TQM seems to be doing well.
TQM company quarter 1 2563
Income 814.1 million baht. Grow 23.8 %
Profit of 179.3 million baht. Grow 68.3 %
The main cause of growth in the 1 quarter of 2563 is TQM. Ready for business. For online sales channels that companies expect to be important factors that affect business.
The emergence of COVID-19 has made TQM to use online channels which have been prepared to be a way to sell insurance. If it ends with COVID-19 quickly.
From such growth.
TQM becomes one of the companies that investors on the stock exchange are paying attention to.
Until company shares have increased by 112 % since the beginning of the year.
Recently, there is a company worth up to 4 billion baht.
With this level of value, TQM becomes the most valuable company in the insurance industry listed on the Stock Exchange of Thailand.
Many people probably didn't realize that insurance agent companies could be bigger than insurance companies.
But don't forget that now the company's P / E has risen to 70 times higher and is considered a high level of investment. If companies expect high growth, there is a risk that can't be expected. Prices will fall as well.
Ending with interesting information
Did you know that insurance agent will have an advantage of straight insurance companies that don't have to take insurance risks and instantly recognize accounting income?
When the insurance agent sells insurance, the agent will know the commission income immediately.
But for the insurance company, the company will gradually be aware of it. Break the draw that the policy protects.
For example, COVID-19 insurance
When TQM sells COVID-19 insurance from AAA insurance company with 1 year coverage period.
TQM will know the commission fee as income immediately and no risk required.
But for insurance companies that provide COVID-19 coverage.
Unless insurance companies take risks to pay their customers a cash payment.
Until the insurance company recognizes the premium as income, it's all going to have to wait for a whole year..
NOTE: This article does not intend to buy or sell. These shares are risky. Please study the full information before making every investment decision.
╔═══════════╗
Scenario and Economic Update with Blockdit
Podcasts available on the go
Blockdit.com/download
╚═══════════╝
Follow to invest manly at
Website - longtunman.com
Blockdit-blockdit.com/longtunman
Facebook-@[113397052526245:274: lngthun mæn]
Twitter - twitter.com/longtunman
Instagram-instagram.com/longtunman
Line - page.line.me/longtunman
YouTube - youtube.com/longtunman
References
- TQM's Annual Listing (56-1)
- TQM Annual ReportTranslated
.
成功廣告的關鍵
📷 photographer: Teddy Tzeng 曾崇倫
Translation: @benkongenglish
.
商人 廣告人應該是聰明的一群人類吧
他們懂得如何建立形象 抓住消費者的心
.
向聰明的人學習
發現他們利用消費者的心理做促銷活動
例如買十送一 或是才一百多塊的199標價
讓顧客覺得很划算 很願意消費
.
向聰明的人學習
發現他們用愛和健康打動消費者的心
廣告詞說要保護家人 做家人的支柱
原來是建商房仲與避震建材的廣告
廣告詞說思念愛人 想見家人
原來是電信公司與交通運輸的廣告
廣告詞說健康是最重要的財富
原來是健康食品或理財保險的廣告
廣告詞說該用歡樂讓自己放鬆
原來是飲料速食和旅遊飯店的廣告
.
我不評論這些商品的價值與廣告手段
但可以發現人真正需要的東西
是愛 是健康 是喜悅 是支持和陪伴
於是那些非必需的商品
企圖和我們內心渴望的東西扯上關係
看起來就顯得重要 而且都是為了消費者好
.
謝謝聰明的人證實這件事情
我想我會繞過這些商品
直接朝向我內心真正渴望的東西邁進
.
Businessmen and people in the advertisement industry are some of the cleverest people no doubt.
They know how to build a good image of the brand and grab the heart of customers very well
.
Learn from them
They launch promotions making good use of the psychology of the customers
People often find it a bargain and are willing to make purchases with buy-10-get-1-free promotions or seeing the price set at 199, thinking it’s still within the 100-dollar range.
.
Learn from them
They touch the heart of consumers with the disguise of love and health.
Advertisement scripts are skilfully constructed.
An advertisement of a realtor and anti-shake building materials scripted as being the pillar of your family and to protect them.
An advertisement of telecommunication companies and transportation companies scripted as seeing long missed family members and lover.
An advertisement of healthy food products and wealth and insurance company scripted as health is wealth.
An advertisement of fast food and travel and hotel industry scripted as being joyful and relaxing yourself.
.
I won’t comment on the value of these products and how they promote their products, but it’s not difficult to see what people really need are love, health, joy, support and accompany.
Products that are not necessities seem important and beneficial to us when they are linked to these needs.
.
Thank you for proving this for me, clever people.
I am going to take steps towards what I truly desire, bypassing these products.
◆チャンネル登録はこちら↓PLEASE SUBSCRIBE!◆
http://www.youtube.com/user/steevie333?sub_confirmation=1
今回スティーブは先日購入したハコスカをDIYで安く改造することに決めました。一日目はエンジンのレビュー、車高調の検討、ホイールカラーの変更、内装のチェック＆紹介、グリルなどのレビューを紹介します。誰でも簡単に安く節約しながら改造するをテーマに頑張っていきます！
Amazonストアでスティーブ的グッズ販売中
https://amzn.to/2J1lHyu
スティーブお薦め日本の商品
https://yagiselect.com
?見ておきたい人気動画トップ５?
これぞ！日本人のおもてなし！ネットオークション日本の出品者からの気遣い
https://youtu.be/U8GiJoETCF0
改造車を認めないカーミーティングへ族車フェラーリで息子と乗り込んでみた！
https://youtu.be/ip8u5RmHWqY
日本で見つけた素晴らしい旧車達！東京オートサロンでトップ3を選んでみた！
https://youtu.be/upZpn9gO9Q8
近所の人がランボルギーニを購入！！理由は俺のフェラーリの音⁈
https://youtu.be/gAhSlj4yn_A
伝説の最高速走り屋チーム“ミッドナイト” と一緒に走ってみた‼︎ そして未来へ向けて？
https://youtu.be/P1w5FbbHlUU
日本語版＆英語字幕
日本時刻で毎週３〜４回、朝７時に絶賛配信中！
気まぐれでランダムの動画公開もあります！
◆チャンネル登録はこちら◆PLEASE SUBSCRIBE◆
http://www.youtube.com/user/steevie333?sub_confirmation=1
スティーブ的視点 Steve's POV 関連ウェブサイト：
Please visit my sites:
Instagram: http://www.instagram.com/StevesPOV
Twitter: http://www.twitter.com/StevesPOV
Facebook: http://www.facebook.com/StevesPOV
Ebay Store: https://ebay.to/2JjAKTU
StevesPOV Web: http://www.StevesPOV.com
サムズアップT-シャツ好評発売中
https://www.stevespov.com
スティーブの不動産関連インスタグラム
http://www.instagram.com/carsncastles
スティーブ的視点アメリカ不動産関連ウェブサイト
https://www.carsncastles.com
音楽提供： Epidemic Sound
http://www.epidemicsound.com
Steve's POV
スティーブ的視点
#日産ハコスカ #DIY #日産スカイライン スティーブ的視点アメリカ不動産関連ウェブサイト
Steve Feldman “Steve’s POV” Realtor (Keller Williams) website
https://stevefeldmanrealtor.com
The "Air Force" GT-R (R35) was the first Liberty Walk (LB Performance) wide body Nissan GT-R in the United States. Paul is an active duty Air Force member who loves his JDM and along with his many sponsors and the personal assistance of Wataru Kato (President of Liberty Walk) built one of the coolest LB Works GT-R outside of Japan. The car is a multiple show winner and was proudly on display near the entrance to SEMA. Steve hasn't seen Paul in almost a year, and has yet to see the car finished. It was a great opportunity to convince his friend to let Steve take the wheel of the car for a little test drive!!
Thank you Paul for your service and for building an awesome car!
Shot & Edited by Media Focus, Inc. (http://www.media-focus.com）
Liberty Walk Videos-
https://goo.gl/5a5uQx
Music: Hall of mirrors - Bird Creek : https://www.youtube.com/watch?v=SEy7E0s2vJU
Dillon in Pro Audio - Jingle Punks : https://www.youtube.com/watch?v=dxzpHF64TrU
Captain - Topher Mohr and Alex Elena : https://www.youtube.com/watch?v=xleiSFkDQMc
Donors - Letter box : https://www.youtube.com/watch?v=6LUC2B_Bpd0
Cig Swag - Jingle Punks :https://www.youtube.com/watch?v=rPsMQeEb35I
ludwig von dubstep - Doug Maxwell/ Media Right Productions : https://www.youtube.com/watch?v=NFK2aVFecRQ
Please visit my sites:
Facebook: http://www.facebook.com/StevesPOV
Instagram: http://www.instagram.com/StevesPOV
Twitter: http://www.twitter.com/StevesPOV
Ebay Store: http://www.goo.gl/lyan1I
StevesPOV Web: http://www.StevesPOV.com
Amazon: https://www.amazon.com/shop/stevespov
Steve's POV Real Estate Instagram
http://www.instagram.com/carsncastles
Thumbs Up T-Shirts on SALE
https://www.stevespov.com/beers
PLEASE SUBSCRIBE!
http://www.youtube.com/user/steevie333?sub_confirmation=1
All videos presented in both Japan and English.
New Releases Every TUESDAY & FRIDAY 3PM PST
Steve's POV
スティーブ的視点
#LibertyWalk #GTR #Stevespov スティーブ的視点アメリカ不動産関連ウェブサイト
Steve Feldman “Steve’s POV” Realtor (Keller Williams) website
https://stevefeldmanrealtor.com
#スティーブ的視点 #GTR #視聴者の愛車 #StevesPOV
◆チャンネル登録はこちら↓
PLEASE SUBSCRIBE!
http://www.youtube.com/user/steevie333?sub_confirmation=1
以前、ハコスカを高速道路でエンストしてやばい目にあって以来、全然乗っていなくて、動かしていなかったんですが、ようやく原因がわかったのでいつものDIYで燃料ポンプの配線＆コネクターを修理しました。あと前から気になっていた所、オーバーフェンダーが付いているのにタイヤが少し内側に入っている感じがするのでスペーサーを入れてみました。やっぱりキメるならワイド感が欲しいですね。どうですか？似合ってますか？皆さんの感想コメントしてくださいね〜！
【ハコスカプロジェクトシリーズ】
https://goo.gl/dcXDyP
【車関連のDIYシリーズ】
https://goo.gl/mMTTAo
スティーブ的視点関連ウェブサイト：
Facebook: http://www.facebook.com/StevesPOV
Instagram: http://www.instagram.com/StevesPOV
Twitter: http://www.twitter.com/StevesPOV
Ebay Store: http://www.goo.gl/lyan1I
StevesPOV Web: http://www.StevesPOV.com
Amazon: https://www.amazon.com/shop/stevespov
スティーブの不動産関連インスタグラム
http://www.instagram.com/carsncastles
サムズアップT-シャツ好評発売中
https://www.stevespov.com/beers
チャンネル登録よろしくお願いします！
http://www.youtube.com/user/steevie333?sub_confirmation=1
日本語版＆英語字幕
日本時刻で毎週土曜日の朝７時に絶賛配信中！
そしてランダムに水曜日のプライムタイム公開もあります！
スティーブ的視点 スティーブ的視点アメリカ不動産関連ウェブサイト
Steve Feldman “Steve’s POV” Realtor (Keller Williams) website
https://stevefeldmanrealtor.com
realtor 在 Realtor.com - YouTube 的八卦
To keep up with the rapid changes COVID-19 is having on the economy and housing market, the realtor.com® economics team provides a weekly blog and video ... ... <看更多>