Hi semua. Istimewa bagi peminat2 Hello Kitty! This is the season to be loved and pampered by Dove! And stand a chance to get your hands on the limited edition Hello Kitty merchandise at Watsons. Wait no more coz its only available while stock last!
If you visit Watsons physical store and purchase a minimum of rm45 of Dove products in a single receipt, you will get a free Hello Kitty Umbrella.
Alternatively, if you visit their online store and purchase a minimum of rm45 of Dove products in a single receipt, you will get a Hello Kitty Cooler Bag. What’s even better is, with a minimum purchase of rm60 in a single receipt you will get both Hello Kitty Cooler Bag & Bath Towel!
Ye, menarik bukan? Hah tunggu apa lagi? Jom ke Watsons dan mulakan sesi membeli belah anda bersama Dove. Hello Kitty free gifts only available while stock last je.
#dovemy
@watsonsmy
同時也有40部Youtube影片,追蹤數超過139萬的網紅Jessica Vu,也在其Youtube影片中提到,Good morning~ Let's get ready for a casual day ? In this video, I'll also show you my simple morning skincare + recent everyday makeup ??♀️ super exc...
no stock available 在 ลงทุนแมน Facebook 八卦
กรณีศึกษา TQM นายหน้าประกัน ที่มีมูลค่า 4 หมื่นล้านบาท /โดย ลงทุนแมน
หลายคนอาจจะยังไม่คุ้นชื่อของบริษัท TQM
แต่รู้ไหมว่า TQM เป็นบริษัทที่มีมูลค่ามากสุดใน อุตสาหกรรมประกัน ที่จดทะเบียนในตลาดหลักทรัพย์แห่งประเทศไทย
หากเรามาดูมูลค่าบริษัทในอุตสาหกรรมประกัน 5 อันดับแรก ในตลาดหลักทรัพย์
...Continue ReadingTQM case study. Insurance agent worth 4 billion baht / by investing manly.
Many people may not be familiar with the name of TQM company
But did you know that TQM is the most valuable company in the insurance industry listed in the Stock Exchange of Thailand?
If we come to see the value of the top 5 insurance companies in the stock exchange.
TQM Corporation (TQM) 4.35 billion baht.
Bangkok Insurance (BKI) 3.01 billion baht.
Bangkok life insurance (BLA) 2.68 billion baht.
Thai Holdings group (SEG) 1.89 billion Baht.
Insurance tip (TIP) 1.35 billion baht.
The more interesting story is TQM is not a life insurance company or safety insurance.
But TQM is an insurance agent who sells insurance from other companies again.
Why is the broker bigger than the insurance company?
Invest man will tell you about it.
╔═══════════╗
Scenario and Economic Update with Blockdit
Podcasts available on the go
Blockdit.com/download
╚═══════════╝
TQM just registered to the stock exchange for 2 years. Scrap.
But actually TQM was founded since Prof. 2496 or 67 years ago
By TQM starting a business. Protective Agent.
For TQM business model is
Intermediary has an advisor for insurance or life insurance.
via telephone and online
The company has a service to cover from home transfer.
Stay alert and sign up before expire to customers
According to the 2562 Annual Report, TQM will have a proportion of premium sales. The premium is divided into.
Car insurance 10,163 million baht
Accident and health insurance. 1,429 million baht.
Life insurance 766 million baht
Misc insurance 377 million baht
Marine insurance and transportation 47 million baht.
And the danger is 13 million baht.
Total amount is worth 12,795 million baht which you can think.
15 % growth compared to the same period of last year.
Now, being a car insurance agent is the main income of TQM
However, the sales insurance premiums are not considered direct income of the company.
Because TQM is a realtor
Therefore, TQM will recognize income as commissions from premiums.
Which will be different according to the type of insurance. For example.
Car insurance group. Force sector. The school. B. B At a rate of no more than 12 % and voluntary sector at a rate of less than 18 %
Life insurance group at a rate of less than 40 % in the first year and will decrease in the next year.
Now let's see an overview of the last TQM performance.
Year 2560 Income 2,281.7 million baht. Profit of 268.3 million baht.
Year 2561 Income 2,525.0 million baht. Profit of 404.3 million baht.
Year 2562 Income 2,783.8 million baht. Profit of 507.2 million baht.
Income grows on average 10.5 %
Profit grows on average 37.5 %
By company's income comes from
Realtor business and insurance services 94.6 %
Realtor business and life insurance services 2.8 %
And other income 2.6 %
This type of business is actually a highly competitive business.
Because customers have options from walking into their own insurance company.
Or go to a realtor service for both individuals and other organizations.
Something to block the competition gap in this business.
It's an effective service that will keep customers with us. We don't run away.
From the numbers of past results, TQM seems to be doing well.
TQM company quarter 1 2563
Income 814.1 million baht. Grow 23.8 %
Profit of 179.3 million baht. Grow 68.3 %
The main cause of growth in the 1 quarter of 2563 is TQM. Ready for business. For online sales channels that companies expect to be important factors that affect business.
The emergence of COVID-19 has made TQM to use online channels which have been prepared to be a way to sell insurance. If it ends with COVID-19 quickly.
From such growth.
TQM becomes one of the companies that investors on the stock exchange are paying attention to.
Until company shares have increased by 112 % since the beginning of the year.
Recently, there is a company worth up to 4 billion baht.
With this level of value, TQM becomes the most valuable company in the insurance industry listed on the Stock Exchange of Thailand.
Many people probably didn't realize that insurance agent companies could be bigger than insurance companies.
But don't forget that now the company's P / E has risen to 70 times higher and is considered a high level of investment. If companies expect high growth, there is a risk that can't be expected. Prices will fall as well.
Ending with interesting information
Did you know that insurance agent will have an advantage of straight insurance companies that don't have to take insurance risks and instantly recognize accounting income?
When the insurance agent sells insurance, the agent will know the commission income immediately.
But for the insurance company, the company will gradually be aware of it. Break the draw that the policy protects.
For example, COVID-19 insurance
When TQM sells COVID-19 insurance from AAA insurance company with 1 year coverage period.
TQM will know the commission fee as income immediately and no risk required.
But for insurance companies that provide COVID-19 coverage.
Unless insurance companies take risks to pay their customers a cash payment.
Until the insurance company recognizes the premium as income, it's all going to have to wait for a whole year..
NOTE: This article does not intend to buy or sell. These shares are risky. Please study the full information before making every investment decision.
╔═══════════╗
Scenario and Economic Update with Blockdit
Podcasts available on the go
Blockdit.com/download
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Follow to invest manly at
Website - longtunman.com
Blockdit-blockdit.com/longtunman
Facebook-@[113397052526245:274: lngthun mæn]
Twitter - twitter.com/longtunman
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Line - page.line.me/longtunman
YouTube - youtube.com/longtunman
References
- TQM's Annual Listing (56-1)
- TQM Annual ReportTranslated
no stock available 在 Pupe BNK48 Facebook 八卦
สูจิบัตร BNK48 TeamNV "Theater no Megami"
พบกับรูป Fashion Set ของ Costume ต่าง ๆ จากสเตจ
และความรู้สึกต่าง ๆ ของทั้ง 18 คน ตั้งแต่วันแรกที่รู้ทีม
จนถึงก่อนวันเปิดการแสดงแรก
รวมทั้งหมดกว่า 72 หน้า
ขนาด A3 (297 × 420 mm) ใหญ่จุใจ
พร้อมรูปแถม 1 ใบ คละจาก 18 แบบ
ราคาเล่มละ 990 บาท
เริ่มจำหน่ายวันที่ 25 สิงหาคม 2563 เวลา 12:00 น.
เริ่มจัดส่งสินค้าวันที่ 2 กันยายน 2563 เป็นต้นไป
“In Stock เป็นการสั่งซื้อสินค้าจาก Stock สินค้า
ไม่ใช่การ Pre-Order และสินค้ามีจำนวนจำกัด
สามารถสั่งซื้อได้ทาง Shopee"
*หมายเหตุ อาจมีวางขายในช่องทาง Offline ต่าง ๆ เพิ่มเติมในอนาคต
#BNK48 #BNK48TeamNV
#LoveAtFirstBeat
#NV #TheaternoMegamiTH
BNK48 TeamNV ′′ Theater no Megami ′′
Found the Costume Fashion Set photos from the stage.
And the feelings of all 18 from the first day of the team.
Until before the opening of the first show
Total of over 72 pages
Size A3 (297 × 420 mm). Very big.
Ready to get 1 free photos. Assorted from 18 styles.
990 Baht per book.
Sale starts on 25 August 2563 at 12:00 pm.
Shipping starts September 2, 2563 onwards.
′′ In Stock is an order from Stock
Not a pre-order and limited stock
You can order via Shopee ′′
* Note that it may be available in more Offline channels in the future.
#BNK48 #BNK48TeamNV
#LoveAtFirstBeat
#NV #TheaternoMegamiTHTranslated
no stock available 在 Jessica Vu Youtube 的評價
Good morning~ Let's get ready for a casual day ? In this video, I'll also show you my simple morning skincare + recent everyday makeup ??♀️ super excited to be partnering with belif for this video, I love their products for my dry skin ? Check out their new Aqua Bomb Jelly Cleanser here: http://bit.ly/belif-jessica
FOLLOW ME!
✧ IG: http://www.instagram.com/jessyluxe
✧ SNAPCHAT: https://www.snapchat.com/add/luxejessy
✧ SOUNDCLOUD: https://soundcloud.com/jessyluxe
✧ TWITTER: https://twitter.com/luxejessy
﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍
Hi! What time do you usually wake up? ⏰
My circadian rhythm's been kind of off since I moved to LA ?
Even though I naturally wake up at 8am, it's hard to fall asleep. Maybe it's because I film/edit in my room so I subconsciously see it as more of a workspace? Idk, but it's always so easy for me to revert to East Coast time when I'm visiting Florida or New York ? Weird, huh?
This is my typical morning routine for when I have afternoon plans heh ? If I need to be somewhere earlier, I try to wake up an hour earlier so I don't have to sacrifice any steps (even the cartoons)! I get really stressed if I have to rush and then I'm in a bad mood ? Cartoons are really therapeutic in a way ? idk the science BUT I just know I'm always happier after watching them so if you have extra time in the morning, try watching an episode or two! ?
'til next time!
♡ xo
﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍
P R O D U C T S
SKINCARE ⁺
˖ belif Aqua Bomb Jelly Cleanser http://bit.ly/belif-jessica
˖ belif Witch Hazel Herbal Extract Toner http://bit.ly/2JWk2e6
˖ Curology The Moisturizer https://curology.com/
˖ The Creme Shop Teddy Headband (out of stock - similar: http://bit.ly/31917Cu)
MAKEUP ⁺
˖ Em Cosmetics Fine Liner Brow Pencil (Brunette) http://bit.ly/2Xx3Gf2
˖ Benefit Cosmetics Roller Liner Liquid Eyeliner (Brown) http://bit.ly/2Sq5DuM
˖ COSRX Aloe Soothing Sun Cream http://bit.ly/2QH3uaA
˖ Too Faced Born This Way Super Coverage Multi-Use Sculpting Concealer (Almond) http://bit.ly/2x8lh1e
˖ Kevyn Aucoin The Sculpting Contour Powder (Medium) http://bit.ly/2AlxyCc
˖ Too Faced Love Flush Blush (Baby Love) http://bit.ly/2IgRIzU
˖ Ofra Cosmetics All The Lights Highlighter http://bit.ly/2Wm2HBX
˖ MAC Shape + Shade Brow Tint (Taupe) http://bit.ly/2To5zIS
˖ NYX Professional Makeup Slim Lip Pencil (Peekaboo Neutral) http://bit.ly/2R62oEb
˖ Gucci Beauty Rouge à Lèvres Satin Lipstick (505 Janet Rust) https://on.gucci.com/2EQp3Rr
˖ Urban Decay All Nighter Long-Lasting Makeup Setting Spray http://bit.ly/2HSRFv9
TOOLS ⁺
˖ Sigma 3DHD Blender Beauty Sponge http://bit.ly/2GOkuZA
˖ MODA PRO Precision Angle Brush (BMX-465) http://bit.ly/2ZGyZG3
˖ Luxie Luminous Eye Set (Gold Mini Tapered Brush 121) http://bit.ly/2Wkf2XB
˖ Too Faced Mr. Right Powder Brush http://bit.ly/2zxsHNp
˖ Sigma Shader Crease Brush (E47) http://bit.ly/2GQc85s
WEARING ⁺
« yesstyle code "JESSICA10" »
˖ Matching Pajama Set (out of stock - similar: http://bit.ly/2XojSzp)
˖ JINS Glasses (LRF-16S-057 Pink Azalea) http://bit.ly/2MplLuD
˖ Smocked Sleeveless Jumpsuit http://bit.ly/2KnNTvz (Red colorway is no longer available but it is available in dress form: http://bit.ly/2WcEg4W)
˖ Vagabond Youth Kandinsky Art Hoe Earrings http://bit.ly/2IktSDD (out of stock - similar: http://bit.ly/2Z4opra)
ETC ⁺
˖ World Market Headboard (out of stock - similar: http://bit.ly/2wwk9o4)
˖ HiMirror Smart Beauty Mirror http://bit.ly/312vjyR
NAILS ⁺
Jelly Gumdrop Gel Extensions by @nailjob ??
˖ https://www.instagram.com/nailjob
˖ https://www.youtube.com/nailjob
︾
T E C H
˖ CAMERA
Canon EOS Rebel T6i DSLR
https://amzn.to/2PcG1Mk
˖ LENS
EF-S 18-55mm IS STM Kit Lens
https://amzn.to/2P7wAxx
˖ LIGHTING
Natural daylight + Westcott Softbox 16 x 40” https://bhpho.to/2DRNMoV
˖ MIC
RODE Videomic Pro
https://amzn.to/2P8jgJo
˖ EDITING PROGRAM
Final Cut Pro X 10.4.1
︾
M U S I C
˖ £.vıewƶ(이뷰즈) - Woh! (prod. Dept '뎁트') https://soundcloud.com/eviewz/woh-prod-dept
˖ GARETH - i keep scrolling wishing you would comment.... https://youtu.be/WG1Xi7DvKSw
﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍﹍
? BUSINESS EMAIL: jessica@rare.global
FTC: Sponsored by belif ? Some links listed are affiliate links and some products used I received in PR
no stock available 在 ochikeron Youtube 的評價
Have you seen the movie Ponyo (Ponyo on the Cliff by the Sea)?
This video will show you how to make 3-Minute Instant Chicken Ramen with ham that Ponyo and Sōsuke ate :)
Instant ramen can be cooked by pouring hot water or in a pot.
---------------------------------
How to Make Ponyo Ramen Noodles
Difficulty: Very Easy
Time: 3 min
Number of servings: 1
Ingredients:
1 package Nissin Chicken Ramen
400ml boiling water
1 slice cooked ham (cut in half) *use thick one if available
1/2 hard boiled egg
chopped green onion
Directions:
1. Boil the water.
2. Place the noodles in a ramen bowl. Pour boiling water over the noodles and cover. Set and start your timer for three minutes
3. After the first minute, quickly open, shake the noodles to separate, then arrange the ham, egg, and green onion over the noodles. Cover again and wait until the timer beeps.
If you don't have a noodle bowl with a lid, you can cover the bowl with a plate!
↓レシピ(日本語)
http://www.cooklabo.blogspot.jp/2012/11/blog-post_7.html
---------------------------------
If you want a hot meal in three minutes, try it out :P
Product I used:
Instant Nissin Chicken Ramen (日清食品:元祖鶏ガラ チキンラーメン)
100% Japanese Chicken Stock
The Origin of Instant Ramen Since 1958
http://www.nissinfoods.co.jp/product/p_3035.html?bl_cd=1
Music by
甘茶の音楽工房
お出かけ日和
http://amachamusic.chagasi.com/
♥FOLLOW ME HERE♥
http://instagram.com/ochikeron/
https://www.facebook.com/ochikeron
https://plus.google.com/+ochikeron
http://twitter.com/ochikeron
♥My COOKBOOK available on Amazon Kindle♥
http://amzn.to/2EwR3ah
NO MORE hard copies... those who got one are lucky!
♥More Written Recipes are on my BLOG♥
http://createeathappy.blogspot.com/
♥My Recipe Posts in Japanese♥
http://cooklabo.blogspot.jp/
http://cookpad.com/ami
http://twitter.com/alohaforever
♥and of course PLEASE SUBSCRIBE♥
http://www.youtube.com/user/ochikeron?sub_confirmation=1
no stock available 在 ochikeron Youtube 的評價
Recently, this "Whole Tomato Rice" is talked about on the Internet and TV in Japan, so I tried it out!!!
Yes! It is simple yet delicious XD
People say it is like a pilaf. I agree with that!!!
Of course you can arrange this recipe by adding more veggies or using soup stock, but it is better to keep it simple!!! You must first try it without any extra thought. hehe ;P
参考にした記事とレシピはこちら:
http://nlab.itmedia.co.jp/nl/articles/1408/19/news020.html
---------------------------------
Whole Tomato Rice
Difficulty: Super Easy
Time: 1hr
Number of servings: 4
Ingredients:
2 cups uncooked pre-washed Japanese rice *you can use regular rice
1 tomato
3/4 tsp. salt
1/4 tsp. pepper
2 tsp. olive oil
Directions:
1. Wash rice if needed. If you are using pre-washed rice (Musenmai) you don't have to wash it.
2. Place the rice in a pot and add water to the appropriate level indicated in the pot.
3. Remove 6 tbsp. of water from the pot (for the water amount of tomato), then add salt, pepper, and olive oil, and mix well.
4. Remove the tomato stem (and the bottom if you want) and place it in the pot.
5. Place the pot into the rice cooker. Cover and press the button to start.
6. When it's done, toss the rice lightly using a rice paddle, then serve.
It is very good as is, but you can also top with cheese and/or basil to add more flavor!
レシピ(日本語)
http://cooklabo.blogspot.jp/2014/10/blog-post_7.html
---------------------------------
Music by
Kevin MacLeod
Awesome Call
http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100317
♥FOLLOW ME HERE♥
http://instagram.com/ochikeron/
https://www.facebook.com/ochikeron
https://plus.google.com/+ochikeron
http://twitter.com/ochikeron
♥My COOKBOOK available on Amazon Kindle♥
http://amzn.to/2EwR3ah
NO MORE hard copies... those who got one are lucky!
♥More Written Recipes are on my BLOG♥
http://createeathappy.blogspot.com/
♥My Recipe Posts in Japanese♥
http://cooklabo.blogspot.jp/
http://cookpad.com/ami
http://twitter.com/alohaforever
♥and of course PLEASE SUBSCRIBE♥
http://www.youtube.com/user/ochikeron?sub_confirmation=1