รู้จัก ฮุนได กลุ่มธุรกิจขนาดใหญ่ที่สุดของเกาหลีใต้ ที่ก่อตั้งโดยลูกชาวนา /โดย ลงทุนแมน
“Man's potential is limitless” หรือที่มีความหมายว่า “ศักยภาพของมนุษย์เรา ไม่มีขีดจำกัด”
ประโยคหนึ่ง ที่กล่าวโดย “ซุง จู ยุง” ผู้ก่อตั้งกลุ่มฮุนได
หลายคนอาจคิดว่าฮุนได (Hyundai) หรือที่คนเกาหลีเรียกว่า “ฮยอน แด” เริ่มทำธุรกิจผลิตรถยนต์มาตั้งแต่แรก
...Continue ReadingKnow Hyundai, South Korea's largest business group founded by farmer's son / investment man.
′′ Man's potential is limitless aka ′′ our human potential has no limit
One sentence said by ′′ Sung Joo-Yung ′′ the founder of Hyundai Group.
Many people may think that Hyundai (Hyundai) or Korean people call ′′ Hyun Dae ′′ started in the first place in the beginning of their car manufacturing business.
But in fact, Hyundai has a starting point from the construction business.
How is this? Invest Man will tell you about it.
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Hyundai was founded by Sung Joo, a South Korean male mosquito, who was born from a farmer's family living in rural area of Kangwon province, south of Korea.
When I was young, Sungju, I dreamed that I wanted to be a student teacher.
But with poverty, he has no capital in education and no chance to follow his intentional dreams.
However, Sung Joo-Yung has been in a youthful businessman.
Because every time he travels to town, he always panting wood from his neighborhood to sell to make money.
What he does regularly when he has a chance to travel to the city.
It's to find newspaper to read, add knowledge.
At this point, that sparked his mind to earn more money to help his life and family get out of poverty.
When I start to see the opportunity that working in the city pays off.
So he plans to go out of the countryside to work in the city.
Sung Jooyung tried to run away from home to work in town many times, but he was taken home every time.
But his 4nd attempt was accomplished.
When his father doesn't come looking for him again.
In the first period, Sung Juyung started working as a laborer at Port in Inchon City.
And next to deliver rice to a rice store in Seoul.
He worked in rice stores with diligence.
And after 6 months of work, I have been promoted to take care of my shop accounting job.
After taking care of accounting job
He's getting more knowledge of business
I have been trusted by the rice shop owner who has health problems to take care of my business instead.
But shortly after, in the early 1939's, Korea took over Japan.
Rice businesses are being coerced to shut down by the Japanese Army.
He decided to bring his experience and money collected to start a carport business in his hometown in Kangwon province.
But the garage business has to shut down again from the orders of the Japanese government.
In conclusion, both rice trading and car garage business that seems to go well. It's not what he expects.
But then fate seems to be taking his side..
Because in 1945 Japan defeated WWII
Make U.S. to take care of the current South Korea or South Korea.
U.S. Entry makes doing business in South Korea more freedom.
It's this time that Sung Juyung was founded Hyundai in 1947
Initially, Hyundai started a construction business.
Because Sung Juyu, Mosquitoes South Korea needs to be restored after war ends.
One of the factors that made Hyundai grow well in the first period is because South Korea's government had several construction projects and restoration projects such as expressway, port construction and dams.
Hyundai is the winner of the South Korean government's multi-project auction.
Including other projects from the U.S. government
Later in 1965, Hyundai took first offshore road construction job.
This is a road building project in south of Thailand during Pattani and Narathi province.
Hyundai group's key step is to establish Hyundai Motor in 1967
Which today, Hyundai Motor became South Korea's largest automobile manufacturing company.
In 2018, Hyundai Motor was the world's 5th highest manufacturing company.
In 2019, Hyundai Motor proceeds 2.8 million baht, profit 83,000 million baht and now it's worth the company more than 1 trillion baht.
Hyundai group present in various businesses
Such as construction contractor, manufacturing and selling cars, retail, financial services.
Which, if all businesses are integrated into one company, the Hyundai group is considered South Korea's largest business group.
Even today, Sung Joo-yung is gone.
But his journey on his hard path to success will inspire many people.
So if we are facing difficulties now
Try to develop yourself and find a path forward.
Like the example of Sungjoo, mosquitoes from being a farmer's son, poor status can step up as the founder of Hyundai Group, South Korea's giant company nowadays..
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Follow the investment man at
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References
-https://en.wikipedia.org/wiki/Chung_Ju-yung
-https://en.wikipedia.org/wiki/Hyundai_Group
-https://en.wikipedia.org/wiki/Hyundai
-https://www.referenceforbusiness.com/history2/52/Hyundai-Group.html
-https://koreajoongangdaily.joins.com/2015/03/11/industry/Road-to-overseas-construction-success-starts-in-Thailand/3001795.html
-https://www.wheels.ca/top-ten/these-are-ten-biggest-automakers-in-the-world/
-https://en.wikipedia.org/wiki/Hyundai_Motor_Company
-https://finance.yahoo.com/quote/HYMTF/Translated
同時也有10000部Youtube影片,追蹤數超過62萬的網紅Bryan Wee,也在其Youtube影片中提到,...
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กรณีศึกษา TQM นายหน้าประกัน ที่มีมูลค่า 4 หมื่นล้านบาท /โดย ลงทุนแมน
หลายคนอาจจะยังไม่คุ้นชื่อของบริษัท TQM
แต่รู้ไหมว่า TQM เป็นบริษัทที่มีมูลค่ามากสุดใน อุตสาหกรรมประกัน ที่จดทะเบียนในตลาดหลักทรัพย์แห่งประเทศไทย
หากเรามาดูมูลค่าบริษัทในอุตสาหกรรมประกัน 5 อันดับแรก ในตลาดหลักทรัพย์
...Continue ReadingTQM case study. Insurance agent worth 4 billion baht / by investing manly.
Many people may not be familiar with the name of TQM company
But did you know that TQM is the most valuable company in the insurance industry listed in the Stock Exchange of Thailand?
If we come to see the value of the top 5 insurance companies in the stock exchange.
TQM Corporation (TQM) 4.35 billion baht.
Bangkok Insurance (BKI) 3.01 billion baht.
Bangkok life insurance (BLA) 2.68 billion baht.
Thai Holdings group (SEG) 1.89 billion Baht.
Insurance tip (TIP) 1.35 billion baht.
The more interesting story is TQM is not a life insurance company or safety insurance.
But TQM is an insurance agent who sells insurance from other companies again.
Why is the broker bigger than the insurance company?
Invest man will tell you about it.
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TQM just registered to the stock exchange for 2 years. Scrap.
But actually TQM was founded since Prof. 2496 or 67 years ago
By TQM starting a business. Protective Agent.
For TQM business model is
Intermediary has an advisor for insurance or life insurance.
via telephone and online
The company has a service to cover from home transfer.
Stay alert and sign up before expire to customers
According to the 2562 Annual Report, TQM will have a proportion of premium sales. The premium is divided into.
Car insurance 10,163 million baht
Accident and health insurance. 1,429 million baht.
Life insurance 766 million baht
Misc insurance 377 million baht
Marine insurance and transportation 47 million baht.
And the danger is 13 million baht.
Total amount is worth 12,795 million baht which you can think.
15 % growth compared to the same period of last year.
Now, being a car insurance agent is the main income of TQM
However, the sales insurance premiums are not considered direct income of the company.
Because TQM is a realtor
Therefore, TQM will recognize income as commissions from premiums.
Which will be different according to the type of insurance. For example.
Car insurance group. Force sector. The school. B. B At a rate of no more than 12 % and voluntary sector at a rate of less than 18 %
Life insurance group at a rate of less than 40 % in the first year and will decrease in the next year.
Now let's see an overview of the last TQM performance.
Year 2560 Income 2,281.7 million baht. Profit of 268.3 million baht.
Year 2561 Income 2,525.0 million baht. Profit of 404.3 million baht.
Year 2562 Income 2,783.8 million baht. Profit of 507.2 million baht.
Income grows on average 10.5 %
Profit grows on average 37.5 %
By company's income comes from
Realtor business and insurance services 94.6 %
Realtor business and life insurance services 2.8 %
And other income 2.6 %
This type of business is actually a highly competitive business.
Because customers have options from walking into their own insurance company.
Or go to a realtor service for both individuals and other organizations.
Something to block the competition gap in this business.
It's an effective service that will keep customers with us. We don't run away.
From the numbers of past results, TQM seems to be doing well.
TQM company quarter 1 2563
Income 814.1 million baht. Grow 23.8 %
Profit of 179.3 million baht. Grow 68.3 %
The main cause of growth in the 1 quarter of 2563 is TQM. Ready for business. For online sales channels that companies expect to be important factors that affect business.
The emergence of COVID-19 has made TQM to use online channels which have been prepared to be a way to sell insurance. If it ends with COVID-19 quickly.
From such growth.
TQM becomes one of the companies that investors on the stock exchange are paying attention to.
Until company shares have increased by 112 % since the beginning of the year.
Recently, there is a company worth up to 4 billion baht.
With this level of value, TQM becomes the most valuable company in the insurance industry listed on the Stock Exchange of Thailand.
Many people probably didn't realize that insurance agent companies could be bigger than insurance companies.
But don't forget that now the company's P / E has risen to 70 times higher and is considered a high level of investment. If companies expect high growth, there is a risk that can't be expected. Prices will fall as well.
Ending with interesting information
Did you know that insurance agent will have an advantage of straight insurance companies that don't have to take insurance risks and instantly recognize accounting income?
When the insurance agent sells insurance, the agent will know the commission income immediately.
But for the insurance company, the company will gradually be aware of it. Break the draw that the policy protects.
For example, COVID-19 insurance
When TQM sells COVID-19 insurance from AAA insurance company with 1 year coverage period.
TQM will know the commission fee as income immediately and no risk required.
But for insurance companies that provide COVID-19 coverage.
Unless insurance companies take risks to pay their customers a cash payment.
Until the insurance company recognizes the premium as income, it's all going to have to wait for a whole year..
NOTE: This article does not intend to buy or sell. These shares are risky. Please study the full information before making every investment decision.
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References
- TQM's Annual Listing (56-1)
- TQM Annual ReportTranslated
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Nikola รถบรรทุกไฟฟ้า ล้านล้าน ลวงโลก /โดย ลงทุนแมน
ในช่วงไม่กี่เดือนที่ผ่านมา เราอาจจะได้เห็นข่าวว่ามีหลายบริษัทที่ถูกจับทุจริต
ทั้งการโกงบัญชีของ Luckin Coffee ธุรกิจร้านกาแฟที่โตระเบิดจนมีสาขามากกว่า Starbucks
...Continue ReadingNikola, a trillionaire electric truck / by investment man.
In the past few months, we may have seen the news that many companies have been caught corrupt.
Luckin Coffee's accounting cheating, a grown-up coffee shop business explodes more branches than Starbucks.
To Kingold, a Chinese gold trading company in US stock market caught using fake gold for loan.
And recently, another company that was accused of corruption and deceiving the whole world.
That's a Nikola company that claims to produce electric and hydrogen vehicles that many people see have a chance to grow into Tesla's most important competitor, the world's most valuable car company.
Suspicious occurs because the founder of Trevor Milton has announced his sudden resignation after being accused of corruption for only 10 days.
This whole thing is pressure on Nikola company's shares falling from the highest point in June this year. Over 79 %
So what did Nikola do to be suspicious of corruption?
Investment man will tell you about it.
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First let's get to know the other important character of this story. That's Hindenburg Research.
This company does a corrupt business. It's going to make huge profit from Short Sell or borrowing shares of companies that are likely to be pre-sell.
Back to the beginning of this year, Muddy Waters Research was one of the corrupted companies who took huge profit from Short Sell after they caught Luckin Coffee cheating on their record of over-sales.
Hindenburg Research has Short Sell, Nikola Stocks, and has published a 76 page long report to show proof that Nikola is running a world-wide business.
Nikola was founded in 2014 with a mission to build automotive, polluting with electric battery technology with hydrogen from the company's research and development.
With clean energy the world's investment theme, including seniors like Tesla, can achieve huge success to the value of increasingly becoming the world's most valuable car company.
Nikola is easy to earn credibility and magnetism. Investors are attracted to fundraising quickly. Fast to the Stock Exchange. After only 6 years of business.
So how much does Nikola earn now?
If we come to see the results of Nikola company.
First 6 months, year 2019 Income 4 million baht. Lost 1,477 million baht.
First 6 months, year 2020 Income 3 million baht. Lost 4,198 million baht.
Interesting is Nikola's income we see coming from another business.
Because the company actually has income from selling automotive is 0 baht..
And this is because Nikola hasn't sold a car yet because the company can't produce a really viable car. Only the prototype is still under the testing. Expected to start manufacturing by 2021
Although Nikola hasn't sold any cars yet, you know that Nikola has reached 1.1 trillion baht more than Ford, the company that sold 5.5 million cars in the past year.
Such value is the expectation of investors who believe in electric and hydrogen battery technology that can make Nikola a blast. No different than Tesla can do.
But it seems like none of these things are true..
One of the key points Hindenburg Research accuses Nikola is that this company doesn't have its own technology, but only hires other manufacturers to produce.
By some reports, Nikola has gone to order inverter, an electric truck component from Cascadia.
But after Nikola took the car out, the company claimed that the inverter was a technology manufactured by the black tape to close the Cascadia brand..
And the latest case Nikola just announced to redeem 11 % of his own company's shares in exchange for hiring GM to produce a car.
There are many investors starting to see that Nikola's technology used to produce is almost from all GM.
Apart from technology that the company is accused of
Over the time, Trevor Milton, the founder of the company, has been suspicious. Changing the launch of the model car to be manufactured into a show of just a running model car. Plus, open for the reservation to pull money into the company.
And recently after Nikola was attacked by Hindenburg Research company.
Instead, the founder of a company like Trevor Milton brought evidence to confirm transparency and confidence that the company was in the right direction, but he announced his resignation almost immediately..
The story of Trevor Milton has been linked to Elizabeth Holmes, the former owner of a single drop of blood startup, changed the world Theranos who haunted the world a few years ago.
Nikola used to have a company worth of 1.1 trillion baht after entering the stock market successfully within a month.
But today, the company's value has fallen to 2.3 billion Baht. It's a 79 % fall.
Which if Hindenburg Research reports are true.
Worth 2.3 hundred thousand baht. It should be too much.
Because the true value of this company may just be emptiness..
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Blockdit is a platform of source of thinkers
Helping to update the situation in video article formats
Including the podcast to listen to on the go.
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Follow the investment man at
Website - longtunman.com
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Facebook-@[113397052526245:274: lngthun mæn]
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References
-https://www.cnbc.com/2020/09/14/nikola-details-false-and-misleading-information-of-short-sellers-fraud-claims.html
-https://www.cnbc.com/2020/09/08/general-motors-takes-11percent-stake-and-2-billion-in-equity-in-electric-truck-maker-nikola-.html
-https://hindenburgresearch.com/nikola/
-https://swarajyamag.com/news-brief/touted-as-next-tesla-electric-vehicle-startup-nikola-is-now-drawing-comparison-with-theranos-for-fraudulent-misrepresentation
-https://electrek.co/2020/09/14/nikola-nkla-admits-faking-video-driving-prototype-weak-response/Translated
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